Fico
Insurance in Johannesburg

FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 80+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. FICO provides analytics software and tools used across multiple industries. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. Read more.

Learn about FICO Products and Solutions whenever is convenient for you. Customer data is more widely available than ever, but leveraging data to drive smarter decisions requires new thinking and a new kind of agility. As companies develop strategies for both cloud computing and for using Big Data to improve customer relationships, analytically-empowered solutions, cloud-based applications and a flexible cloud-based Decision Management development platform become essential. A highly interactive, hands-on experience in our classes, and a focus on practical knowledge and skills transfer. FICO offers big career opportunities in Big Data Analytics from California to New York, London to Bangalore and Beijing. Leveraging FICO’s pioneering work in credit scoring analytics over the past 50 years. Leveraging FICO’s pioneering work in credit scoring analytics over the past 50 years, FICO consultants have the unique and deep expertise required to effectively evaluate the use of new analytics, understand portfolio dynamics and design optimal strategies. Each service encompasses the analysis of a different aspect of risk assessment, as well as practical recommendations that can drive measurable results. A global team of credit scoring and analytic experts partner with clients to enter new markets, evaluate new strategies and execute scoring models with new data sources. From launching data partnerships in more countries (25 and counting) to building out new capabilities, such as entering the Small and Medium-sized Enterprise (SME) credit market, FICO Scoring Consulting Services operate on five continents to bring the FICO Score for International Markets to the world. Competing Objectives Optimization: A key to better models and better strategies. To meet the Federal Reserve’s stress testing requirements such as CCAR (Comprehensive Capital Analysis and Review) and DFAST (Dodd-Frank Stress Testing) forecasted PDs to be used for benchmarking inclusion in stress test models are readily available for each of the three regulatory scenarios; baseline, adverse and severely adverse over the requisite nine quarter horizon. The model analyzes the information available on the credit bureau profile with relevant information from the lender, and produces a numeric score that is indicative of the future credit risk. By making the loan process faster, fairer, more accurate and more consistent, these Small and Medium Enterprise Scores and Scoring services help more small businesses access the capital they need. For the international market, FICO Scoring Consulting Services can help with the challenge of acquiring predictive data, customizing solutions and evaluating SME programs.