HORAK INSURANCE BROKERS
Insurance in Johannesburg

These products and services include insurance for personal, business and commercial cover, as well as life insurance. We offer a fully comprehensive range of life insurance products. We at Horak Insurance Brokers assure you of our commitment to excellent service! We know that as an individual you are special and should not be treated as a number. We are able to obtain a broad spectrum of product in the market and can present you with the best options for your needs. These ethics include the conducting of business with the utmost good faith and integrity, and this is done in full compliance with the provisions of the IBC Constitution as well as the Insurance Act. Horak Insurance Brokers is a family-owned private business, enabling us to provide a personal service to our clients at a very professional level. Our client base consists of institutions and individuals who lead a responsible lifestyle, who care for their well-earned assets, and who want to protect them. We specialise in the development and administration of insurance products for individuals, groups, companies, churches, pensioners and professional people who qualify according to our underwriting criteria. This is a family of good standing and integrity as acknowledged and accredited by all major insurers. Our business has a long history and a reputation for good service of satisfied clients. Most of our clients have become personal friends of the Horak family. Numerous awards have been made to our members for quality service rendered. Our aim, apart from good, reliable service, is to provide continuity. When it comes to simplicity, one of the best investment portfolios you can own doesn’t try to pick the winners, but invests in all the shares of a market index. For instance, it is possible for you to own the top 40 shares on the Johannesburg Security Exchange with one simple investment. Because there is no skill involved in investing like this, the costs are lower. To make things even simpler, you can buy or sell any time the market is open. For your peace of mind, Exchange Traded Funds are subject to the regulations of the Johannesburg Securities Exchange and Collective Investment Schemes. Investments in unit trusts and property syndications which include single premium investments, lump sums, monthly and annual contributions, at a fixed interest rate or with tax-free returns. Providing estate planning such as the forming of family trusts, saving estate duty, curtailing growth in personal estates, etc. Providing you with a current financial analysis with an unbiased view, including pension, provident fund and capital assets. We offer the Liberty Life Blueprint and Sanlam Spotlight packages to analyse your financial needs. Accredited health brokers for Discovery Health and PPS Profmed for professional qualified individuals.