Luminous
Business Software in Johannesburg

Luminous is a sophisticated software vendor that assists banks globally with their consumer and business banking divisions in the areas of customer retention, customer acquisition and credit risk management.

We’re the ultimate financial innovations company with visionary products that are a breakthrough in sheer simplicity. Innovation At Luminous we think of everything as an innovation process. Our product development team use Design Thinking and Lean Innovation to ensure that we are constantly solving real-world problems for customers who value our solutions. Our company is run using agile methodology for everything we do, from development to marketing to sales. Our OnFinance SME hub serves the dual purpose of testing our innovations in the real world as well as establishing ourselves as a serious player in the FinTech space. In addition, Luminous is well positioned to help any company to quickly develop prototypes, Minimal Viable Products and run Proof-of-Concept trials. We can quickly develop solutions to plug into an existing solution or work with customers to implement one of our proven solutions or develop new ones. This is the part where everybody tells you how innovative they are. Just ask one of our clients, First National Bank, about the role we played in their innovations and success. They were voted the world’s most innovative bank at the 2012 BAI-Finacle Global Innovation Awards. Seeing as we’re constantly looking for ways to optimise how banks do business and make money, our products are designed to help you reduce costs and deliver ROI. We’ve built the type of company that we’d want to do business with. At Luminous we think of everything as an innovation process. In addition, Luminous is well positioned to help any company to quickly develop prototypes, launch Minimal Viable Products and run Proof-of-Concept trials. We have established a collaborative network of carefully selected partners who share a similar approach of driving transformation and innovation in banking and financial services. Luminous has partnered with Jack Henry & Associates, Inc. a leading provider of technology solutions and payment processing services primarily for the financial services industry. Jack Henry & Associates offers the Luminous product suite to its financial institution clients in the EMEA region.