Vernon Cloete
Investments in Johannesburg

With over 20 years of experience, Vernon Cloete Financial Advisors offers you personal financial planning designed to simplify your financial problems.

Founded in 1992 as an independent advisory firm, we focus on investing money with a view to help people achieve financial independence. Vernon has steadily built up the practice and is joined by James Vigne and Lesa-Jo Cloete who are also independent financial advisors within the firm. This enables us to offer our clients unsurpassed financial planning services that are not only expected, but deserved. Prior to becoming an independent broker Vernon worked at the Standard Bank head office in the foreign exchange dealing room. He then moved to Liberty Life and worked in the sales department for two years. While at the Liberty Life, Vernon passed both the Business Assurance course and the Investment Planning course with distinctions. Vernon then moved to Sanlam where he was employed as a manager for a further two years. James Vigne is an Independent Financial Advisor (and representative) at Vernon Cloete Financial Advisors. He has passed his Representative regulatory Exam and is pursuing a degree through the University of South Africa. He is passionate about financial planning and is supervised by Vernon Cloete. Lesa-Jo Cloete is an Independent Financial Advisor (and representative) at Vernon Cloete Financial Advisors. To build a financial services company that is dedicated to creating sustainable wealth while training, mentoring and educating the youth. To help people create wealth over a long term basis that will sustain people during their retirement years. Founded in 1992 as an independent advisory firm, we focus on investing money with a view to help people achieve financial independence at the earliest possible age. We offer our clients an unsurpassed service that is not only expected but deserved. We offer a wide range of financial advice and services to achieve your financial goals. Retirement Annuities, Endowments, Share Portfolios and Unit Trusts all form part of our solution. Ensure you have a plan in place for the smooth execution of your estate. Trust and wills are included under our estate planning services. Tax Planning Tax forms an integral part in every aspect of financial planning, we offer tax return completion on request for our valued clients. Planning for retirement is planning to achieve financial freedom and independence at the earliest possible age so you can do the things you don’t have time for during your working life and enjoy your golden years. It is a fact that less than 10% of South Africans are able to retire financially independent. The success of your retirement plan is largely dependant on how early in life you start. More time to plan, means you have a longer period during which you can contribute towards your retirement fund. In most cases, your pension is dependant on the size of your nest egg. After we’ve crunched the numbers, you have a number of options to invest in. This includes Retirement Annuities, Endowments, Unit Trusts and Share Portfolios. All of these will form part of your own retirement portfolio.